It has been a long and eventful journey of almost a century across 25 countries. Starting in 1908 from a small building in Baroda to its new hi-rise and hi-tech Baroda Corporate Centre in Mumbai, is a saga of vision, enterprise, financial prudence and corporate governance.
It is a story scripted in corporate wisdom and social pride. It is a story craved in private capital, princely patronage and state ownership. It is a story of ordinary bankers and their extraordinary contribution in the ascent of Bank of Baroda to the formidable heights of corporate glory. It is a story that needs to be shared with all those millions of people - customers, stakeholders, employees & the public at large - who in ample measure, have contributed to the making of an institution.
I started Banking with BOB, UAE (Kahrama Bank). I have opened a non resident account. When I started with them the Bank Manager informed me the minimum balance to be maintained is USD 1000. I have been maintaining USD 1000 balance in the savings account. Also have Fixed deposits. They started deduction USD 54 every month for not maintaining minimum balance. When I enquired the staff said the minimum balance to be maintained is AED 5000. They also said they will reverse the charges when I share the screenshot with the staff. It’s 2 months now they haven’t reversed the charges.
ADVANTAGES
DISADVANTAGES
Disappointing
21-07-2025
Amit Datta India
My Experience with Ms. Sanjna Bajaj
Despite my initial hesitation of opening an account with BoB, UAE Branch, finally I took a chance. After initial delay in receiving responses from BoB Team at Karama Branch (Dubai), finally my new account was opened after elaborate due diligence process. Thereafter, the process was smooth and my first transaction was executed with precision and swiftness. The support and cooperation I received from the Branch, especially from Ms.Natasha, Ms.Sanjna and Mr.Suresh and other supporting staff, is worth mentioning. I wholeheartedly appreciate the combined Team effort of BoB Karama Branch for an excellent and kink-free Banking experience. I feel proud as a fellow Indian that a Indian PSU Bank is providing services of international standards. I wish BoB all the very Best and be the ‘Numero Uno’ bank in UAE.
After 4 years of finding out processes in the branch in India while staying abroad was a disaster. I spoke to and met multiple people from the bank while visiting India from the UAE was no use for us. I just called the customer care and Ms. Angel (customer service agent) took care of the matter in just 10 minutes, guided me and provided me the details which no one ever could in these past years. I just want to say that I really appriciate her guidence and would like BOB to honour a staff like Ms. Angel.
The worst bank ever Dont open an account here First they take 15 days to open a simple account After that if you have any inquiry they just mislead you, go there and there or call there and there no proper answer I am waiting for my atm card since 2 month, haven’t received it yet neither getting any proper answer, whats the issue
Dont open account here, choose any other bank, you literally have to beg to get a proper answer, but still you wont get it.
ADVANTAGES
DISADVANTAGES
DisappointingDishonestMisleadingUnprofessional
25-04-2024
Subhash Cherian United Arab Emirates
Issue with Debit Card
Had issue with Bank of Baroda Debit Card unable to make payment above 500 AED onLine payments. Contact Customer Service for Two Week then gave me email to send all details with screenshot Error, no answer so visited & Met Mr. ANKOO DUTTA Manager, He NOT even told me to sit or listen to my problem, Try to send me to Customer service and saying why this type customer coming. Bank of Baroda cases happens because we have 40 Thousand Customer. I am dissatisfied with the Service of Bank Of Baroda Manager.
ADVANTAGES
DISADVANTAGES
Disappointing
19-03-2024
Kashif United Arab Emirates
Business Banking
Bank of baroda provide best services to all customers and Customer Support Service knowledgeable.
ADVANTAGES
DISADVANTAGES
CooperativeFriendlyKnowledgeablePleasantAffordableFull Service
24-02-2023
Shadha | Verified United Arab Emirates
Satisfying
I was unfamiliar with their offerings, so I sought clarification from their customer care department. They were exceedingly accommodating, knowledgable, and considerate. They made sure that I had all of the information I needed!
ADVANTAGES
DISADVANTAGES
AttentiveHonest
23-05-2022
Samuel | Verified United Arab Emirates
Good
I was unfamiliar with the services they provided, so I contacted their customer service department for more information. They were extremely helpful, knowledgeable, and thoughtful. They clearly presented me with all of the necessary information!
ADVANTAGES
DISADVANTAGES
OptimalClean
30-04-2022
Shamim | Verified United Arab Emirates
Affordable
I didn’t know much about the services they offer, so I called their customer care department for more information. They were extremely helpful, knowledgable, and considerate. They clearly presented me with all of the information I required!
ADVANTAGES
DISADVANTAGES
ExcellentAffordable
03-02-2022
Saoirse | Verified United Arab Emirates
Perfect customer service team
I didn’t know much information about the services they’re providing so I contacted their customer service team. They were so helpful, knowledgeable, and attentive. They provided me with every piece of information I needed to know clearly!
ADVANTAGES
DISADVANTAGES
AmazingClient-oriented
22-04-2021
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Reviews
Wineeth United Arab Emirates
Worst service
They are still working in the time when computer were not invented.. The staff is extremely rude and useless..
I started Banking with BOB, UAE (Kahrama Bank). I have opened a non resident account. When I started with them the Bank Manager informed me the minimum balance to be maintained is USD 1000. I have been maintaining USD 1000 balance in the savings account. Also have Fixed deposits. They started deduction USD 54 every month for not maintaining minimum balance. When I enquired the staff said the minimum balance to be maintained is AED 5000. They also said they will reverse the charges when I share the screenshot with the staff. It’s 2 months now they haven’t reversed the charges.
ADVANTAGES
DISADVANTAGES
Disappointing
21-07-2025
Amit Datta India
My Experience with Ms. Sanjna Bajaj
Despite my initial hesitation of opening an account with BoB, UAE Branch, finally I took a chance. After initial delay in receiving responses from BoB Team at Karama Branch (Dubai), finally my new account was opened after elaborate due diligence process. Thereafter, the process was smooth and my first transaction was executed with precision and swiftness. The support and cooperation I received from the Branch, especially from Ms.Natasha, Ms.Sanjna and Mr.Suresh and other supporting staff, is worth mentioning. I wholeheartedly appreciate the combined Team effort of BoB Karama Branch for an excellent and kink-free Banking experience. I feel proud as a fellow Indian that a Indian PSU Bank is providing services of international standards. I wish BoB all the very Best and be the ‘Numero Uno’ bank in UAE.
After 4 years of finding out processes in the branch in India while staying abroad was a disaster. I spoke to and met multiple people from the bank while visiting India from the UAE was no use for us. I just called the customer care and Ms. Angel (customer service agent) took care of the matter in just 10 minutes, guided me and provided me the details which no one ever could in these past years. I just want to say that I really appriciate her guidence and would like BOB to honour a staff like Ms. Angel.
The worst bank ever Dont open an account here First they take 15 days to open a simple account After that if you have any inquiry they just mislead you, go there and there or call there and there no proper answer I am waiting for my atm card since 2 month, haven’t received it yet neither getting any proper answer, whats the issue
Dont open account here, choose any other bank, you literally have to beg to get a proper answer, but still you wont get it.
ADVANTAGES
DISADVANTAGES
DisappointingDishonestMisleadingUnprofessional
25-04-2024
Subhash Cherian United Arab Emirates
Issue with Debit Card
Had issue with Bank of Baroda Debit Card unable to make payment above 500 AED onLine payments. Contact Customer Service for Two Week then gave me email to send all details with screenshot Error, no answer so visited & Met Mr. ANKOO DUTTA Manager, He NOT even told me to sit or listen to my problem, Try to send me to Customer service and saying why this type customer coming. Bank of Baroda cases happens because we have 40 Thousand Customer. I am dissatisfied with the Service of Bank Of Baroda Manager.
ADVANTAGES
DISADVANTAGES
Disappointing
19-03-2024
Kashif United Arab Emirates
Business Banking
Bank of baroda provide best services to all customers and Customer Support Service knowledgeable.
ADVANTAGES
DISADVANTAGES
CooperativeFriendlyKnowledgeablePleasantAffordableFull Service
24-02-2023
Shadha | Verified United Arab Emirates
Satisfying
I was unfamiliar with their offerings, so I sought clarification from their customer care department. They were exceedingly accommodating, knowledgable, and considerate. They made sure that I had all of the information I needed!
ADVANTAGES
DISADVANTAGES
AttentiveHonest
23-05-2022
Samuel | Verified United Arab Emirates
Good
I was unfamiliar with the services they provided, so I contacted their customer service department for more information. They were extremely helpful, knowledgeable, and thoughtful. They clearly presented me with all of the necessary information!
ADVANTAGES
DISADVANTAGES
OptimalClean
30-04-2022
Shamim | Verified United Arab Emirates
Affordable
I didn’t know much about the services they offer, so I called their customer care department for more information. They were extremely helpful, knowledgable, and considerate. They clearly presented me with all of the information I required!
ADVANTAGES
DISADVANTAGES
ExcellentAffordable
03-02-2022
Saoirse | Verified United Arab Emirates
Perfect customer service team
I didn’t know much information about the services they’re providing so I contacted their customer service team. They were so helpful, knowledgeable, and attentive. They provided me with every piece of information I needed to know clearly!
ADVANTAGES
DISADVANTAGES
AmazingClient-oriented
22-04-2021
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